EMI Facility is available from the following banks

» EMI via Razorpay checkout only
• American Express Bank
• Bank of Baroda
• CITI Bank
• HDFC Bank
• ICICI Bank
• Indusind Bank
• Kotak Mahindra Bank
• RBL Bank
• Standard Chartered Bank
• Yes Bank

Payment process

» Credit Card EMI

1. Enter the necessary details on the Checkout and select EMI option.
2. From the EMI options available, Select EMI on Cards.
3. On entering the credit card details, all the valid EMI plans are displayed.
4. Select the required EMI plan and proceed to complete the payment.

When the customers complete the payment process on the Checkout, the transaction is authorized by the customer's issuing bank and converted into EMIs within 3-4 days, depending on the payment terms agreed with the credit card provider.


» Debit Card EMI

Debit EMI is an EMI method using which customers can buy various products on EMI using their debit cards without having to pay the entire amount immediately. Customers need not have the entire amount in their accounts at the time of transaction and their banks will not block any amount on their cards.

1. On the Checkout form, Select EMI as the payment method.
2. Customers select EMI on Cards option in the EMI tab.
3. Enter the debit card details as shown.
4. If the order amount is eligible for debit card EMI, the corresponding EMI plans along with interest rates are displayed.
5. Select the EMI tenure of your choice and enter the phone number linked to your bank account.
6. If the customer is eligible for availing the EMI, an OTP is sent by their bank to validate the identity.

After the successful authentication, the customer is redirected to the website. Customer’s monthly debit card statements will reflect the EMI amount with the interest charged by the bank.